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What do I need to know about Business Insurance?
Commercial insurance
is designed to help protect many of the risks your business can face,
including: damage or destruction to your business vehicles, office equipment,
and inventory. Loss of
income in case you have to close-up shop temporarily because of a covered
loss and crime coverage including robbery, burglary, even employee dishonesty.
What are my
coverage options?
Our agents have a wide
range of coverages available, as well as an array of choices for limits
and deductibles. If you own a small or large business, our agents will
help you in tailoring
a business package policy that may be more appropriate to you. Consider
enhancing the basic coverages
with specialty markets.
What are the
benefits of Commercial Auto Insurance?
- Liability
Coverage: In case you’re sued as a result of an auto
accident.
- Collision
Coverage: Helps cover physical damage to your vehicle due to
collision or upset.
- Comprehensive
Coverage: Helps cover physical damage to your vehicle due to
fire, theft and glass breakage.
- Rental
Reimbursement Coverage: Helps cover the cost of a replacement
vehicle for a specified period of time when your vehicle is disabled
due to an insured loss.
What are the
benefits of Workers Compensation Insurance?
Workers compensation insurance
provides for the well being of your employee's and promotes
a positive work environment. Be aware that some states have passed laws
that makes Workers Compensation
mandatory once a business expands to four or more employees
on payroll. Workers compensation insurance was created in order to pay
employees. medical expenses
and loss of wages in the event of a job related injury or sickness.
What are the
benefits of Business Owners Insurance?
Commercial insurance
is designed to help protect many of the risks your business can face,
including:
- damage or destruction
to your business vehicles
- certain liability
exposures resulting from the operation of your business vehicles
- damage or destruction
to your office equipment or inventory
- loss of income
in case you have to close-up shop temporarily because of a covered loss
- certain business
related liability exposures such as, wrongful entry or search, libel,
slander and even certain offenses arising out of your business’s
advertising
- risks to your cargo
while in transit or storage
- theft or loss of
tools and equipment
- crime coverage
including robbery, burglary, even employee dishonesty
What are the
Benefits of Liability Insurance?
General Liability
Coverage includes:
- Bodily
Injury Liability Coverage: Help protect you incase injuries
occur to other people resulting from your operations.
- Property
Damage Liability Coverage: Protection incase damage occurs
to the property of others.
- Personal
Injury Liability Coverage: Helps provide you with protection
for offenses such as false arrest, libel, slander and wrongful entry.
- Advertising
Injury Liability Coverage: Helps cover your legal liability
for a variety of offenses arising out of the advertising of your business’s
goods and services.
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