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Jul 29,2010

Insurance Resources

 


Helpful Specialty Insurance Information -

Travel Insurance FAQ
 

When Should I Get Travel Insurance?

You should definitely consider getting travel insurance when doing or bringing any of the following things-

  • Renting a car or driving a car in a foreign country (excluding Canada)
  • Renting or using a boat or personal watercraft
  • Studying abroad
  • Taking an extended overseas trips
  • Have a non-refundable vacation packages
  • Traveling with fine arts, jewelry, collectibles or special equipment

What does Travel Insurance Typically Cover?

  • Loss of luggage
  • Loss of travel documents
  • Cancellation and lost deposit expenses
  • Medical expenses: including overseas
  • Death
  • Burial and transport expenses
  • Liability coverage if you cause property damage, injury or death to another
  • Various delays

 

 
Pet Insurance Information
 

If you own a pet, i'm sure you've been in a situation where the vet bills have been much higher than expected. If this has happened to you more than once, then you should consider insuring your pet to help control the expense.

Below is an estimate of what you might have to pay for some pet related injuries-

  • Infection: $100 - $1,500
  • Broken Bones: $1,000 - $3,000
  • Car Accident: $0 - $4,000
  • Cancer: $500 - $4,000

Possible Discounts-

  • Multiple Pet Discount
  • Based on Breed of Animal- some animals have lower rates then others
  • Based on Location- some areas of the country are higher risk than others. You might be able to receive a discount because your location either Urban/Rural or by State.

 
Computer Insurance FAQ
 

What does computer insurance cover that my warranty doesn't?

Warranties primarily cover manufacture's defects parts that go bad from regular use. Insurance covers things like-

  • Theft
  • Fire
  • Power surges
  • Lightning
  • Spilled coffee in the keyboard
  • Accidentally dropped notebooks
  • Natural disasters like: earthquakes, hurricanes and floods.

What if the computer I want to insure is homemade or custom-built?

Insurance will cover any homemade or custom-built system, but you will need to have proof of ownership of each of the individual parts within the computer to file a claim.

What if they no longer make my specific computer?

The insurance company will replace it with a model as close to it as possible in the current retail market.


Insurance Help

 

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